KCD Financial, Inc. Privacy Statement
KCD Financial, Inc. (KCD) is committed to protecting your privacy
and the confidentiality of your personal and financial information.
The measure we take to keep your personal information private and secure
are outlined below.
How we protect confidentiality
KCD uses procedural,
physical and electronic system safeguards to store and secure information
about you in compliance with federal standards.
Our systems protect your information from unauthorized access, alteration,
and destruction. Access is permitted only to those individuals within
our organization who need the information to perform their job responsibilities.
When we enter into agreements with other companies to provide services
available to you, we include a confidentiality clause. Under such an
agreement, these companies may receive information about you, but they
may only use it for the intended purpose – to benefit you.
Persons covered under policy
The KCD Privacy Policy
applies to anyone who is a current or former KCD brokerage client, including
those customer accounts of our correspondent
broker dealers, or who registers with one of our services or promotional
offers. We provide you with a copy of this policy when you open an account,
and annual notifications can be accessed through our website (www.kcdfinancial.com)
thereafter. If we change our policy regarding the sharing of information,
we will notify you in advance and give you the opportunity to “opt
out” of such disclosure.
Method for obtaining information
In the normal course of business, we collect, retain and use information
about you to serve your financial needs, administer you account(s)
and inform you of products and services that may be of interest. This
data, known as non-public personal information, may be collected from
several sources, including: applications and other forms you file with
us (e.g., name, assets, income), records of transactions with us, our
affiliates, non-affiliated third parties and others (e.g., credit report).
Because we strive to provide you with the best possible service, the
accuracy and completeness of your personal information is important
to us. We ask that you review your information regularly to ensure
that it is correct. Please contact your account representative or KCD
directly if you need to correct or update your personal information.
Information Sharing
KCD does not sell your personal information to anyone. We restrict the
types of information we share and the types of entities with whom we
share it. The primary reason for sharing information about you is to
increase your convenience in transacting business with us and to give
you more financial service choices.
We do not disclose personal information to non-affiliated third parties,
unless one of the following exceptions applies:
We disclose personal information to service providers that assist us
in processing your transactions or servicing your account(s). An example
would be the company that prints and mails your account statement.
We disclose or report personal information in limited circumstances when
we believe in good faith that disclosure is required or permitted under
law. For example, we would provide information in cooperation with securities
regulators or law enforcement authorities, to resolve consumer disputes,
or to perform credit evaluations and authenticated checks.
Opt-Out Option and Change Notices
If for any reason at any time in the future, we find it necessary to
disclose any of your personal information in a way that is inconsistent
with this policy, we will give you advance notice of the proposed change
and the opportunity to “opt out” of such disclosure |
