Why KCD

Dedicated to Making Your Money Work for You

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Unique Investments and Funding Opportunities Begin Here

As a small business composed of experienced professionals, we’re able to provide representatives with the expert compliance navigation they need with the personal touch they’re missing. At KCD, support means:

Guiding Incoming Representatives

For representatives just breaking into the industry, KCD can help develop them into the independent professional they aspire to be via our innovative technology and personalized support.

Empowering Representative Independence

We offer the best of both worlds for our representatives, allowing them to maintain their independence while offering support where they need it. We’re ready to provide the resources necessary to help our representatives reach their goals.

Investing in Representative Relationships

In what is becoming a self-checkout world, we pride ourselves in offering direct customer service for our representatives in order to build a strong professional and personal relationship with our partners.

Removing Product and Service Limitations

Everyone values their freedom, and at KCD Financial, freedom means no proprietary products, a broad book of business, and few service limitations for our representatives, allowing them to build a diverse investment portfolio the way they want.

Connecting Unique Investors with Unique Investment Opportunities

If there’s an opportunity that has piqued your interest, you have our team’s support to pursue it. What sets KCD apart is that we’re willing to handle your new ideas so you can run the business you’ve always wanted to, minus the red tape.

State Registration

You can rest assured knowing we’ll support you in your securities and insurance needs, no matter where you are in the country. When pursuing registration in a new state, it can take 2-6 weeks to obtain. For registered representatives in a state we’re already licensed in, it may take approximately 1 week.

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Pennsylvania
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Washington
Washington DC
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Alabama
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Arizona
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Illinois
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Montana
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Washington
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Minnesota

Missouri

Montana
Nebraska
Nevada
New Hampshire
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New York
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Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Texas
Virginia
Washington
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Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New York
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Texas
Utah
Virginia
Washington
Wisconsin
Wyoming

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New York
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Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Texas
Utah
Virginia
Washington
Wisconsin
Wyoming

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Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Vermont
Washington
Washington DC
West Virginia
Wisconsin
Wyoming
Puerto Rico

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Vermont
Washington
Washington DC
West Virginia
Wisconsin
Wyoming
Puerto Rico

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Virginia
Vermont
Washington
Washington DC
West Virginia
Wisconsin
Wyoming
Puerto Rico

Map of the United States
US Map - Insurance Registrations

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas 
Maine
Maryland
Massachusetts
Michigan
Minnesota

Missouri

Montana
Nebraska
Nevada
New Hampshire
New Jersey
New York
North Carolina
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Texas
Virginia
Washington
Wisconsin
Wyoming

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana

Nebraska
Nevada
New Hampshire
New Jersey
New York
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Texas
Utah
Virginia
Washington
Wisconsin
Wyoming

Alabama
Arizona
Arkansas
California
Colorado
Connecticut
Florida
Georgia
Idaho
Illinois
Indiana
Iowa
Kansas
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New York
North Carolina
North Dakota
Ohio
Oklahoma
Pennsylvania
South Carolina
South Dakota
Texas
Utah
Virginia
Washington
Wisconsin
Wyoming

The best part about working with KCD is that I know I’m protected every minute I’m doing business. Every staff member cares about their representatives, making KCD the best broker-dealer in the business.
MARK | RETIRED REPRESENTATIVE FROM WISCONSIN

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Robert Rivera

Compliance Officer
Robert Rivera is the compliance officer that handles the daily business transactions for the firm. Rob serves as the Hilltop Securities Trading & Operations contact. He has been in the financial services industry since the mid 1990’s. He served as an engineer in the US Army and took Master’s degree courses in Business Administration from Silver Lake College, Manitowoc, WI. This background allows Rob to bring a detailed and organized approach to this position. Rob joined the firm in February of 2019 and holds a series 7, 24 and 66 licenses.

Ben “Barry” Stein

Assistant Compliance Officer
Barry is an assistant compliance officer that helps handles daily business transitions and compliance reporting. His military and accounting background assist him well in is this compliance role. Barry started in the securities industry back in 1984 and ran his own broker dealer in the mid 1990’s. He has a wealth of knowledge that brings to the team having been licensed with series 3,4,8,27,& 55. Currently Barry holds the series 7, 24 & 63. Barry joined the firm in February of 2020.

Cindi Giesler

Office Administrator
Cindi Giesler coordinates our front desk operations with her customer service and administrative skills. Her friendly and professional manner helps set the tone for a positive experience for callers and visitors. Cindi’s experience includes over 35 years as an Administrative Assistant. She has been with KCD since December 2017.

Mark Berndt

Recruiter/Licensing & Registrations Coordinator
Mark Berndt joined KCD in January of 2017 as a member of the back office. He started in the financial services industry in 2000. Mark’s banking background, sales, and customer service experiences make him an approachable resource to representatives. His skills in recruiting and marketing make him an asset in a fluid environment. Mark graduated from the University of Wisconsin Green Bay and holds the following securities registrations: Series 7 & 66.

David Wilson

Chief Compliance Officer
Dave has been licensed in the securities industry since 1988. As the Chief Compliance Officer, he serves KCD well overseeing regulation changes, product due diligence and handling inquires and customer complaints. His extensive background supports KCD reps with practice management, brokerage account problem-solving and service issues to ensure KCD Reps and clients are well taken care of. Dave holds the following securities registrations: Series 7, 24, 53, 63 and 65.

Joel Blumenschein

President & CEO
Joel received his first securities license in 1985. His experience in the securities industry range from start-up brokerage companies to national wire houses. Serving as President & CEO of KCD, he oversees the operations of the firm focusing on new business initiatives and broker relations. Joel graduated from UW-Milwaukee with a Bachelor of Science Degree in Finance and holds the following securities registrations: Series 4, 7, 24, 28,63, 65, 79, and 99. His background includes past Chairman of FINRA District 8 and serving as a former FINRA Advisory Board member.